Ben Clapham
Financial Planning Director North East
DipPFS
e: ben.clapham@ellisbates.com
t: 01423 520 052
m: 07516 728 863
I have worked in the Financial Services industry since 2008 and I am a Diploma qualified Financial Planner and a member of the Chartered Institute of Insurance.
I am passionate about helping individuals, families and business owners with their financial planning and my approach is to very much to take a holistic view of your financial situation in its entirety and then to fully understand where you want to be and what you want to achieve.
Working together to ensure you are financially well organised, I use sophisticated cashflow modelling software to help you develop lifetime financial plans and to bring your financial future to life. Cashflow modelling and forecasting allows you to add timeline events to see whether you are on track to meet your goals which may include for example, retiring early, helping your children purchase a first home, purchase a holiday home, pass on your estate in the most tax efficient way etc.
My areas of expertise include:
- Pre and post retirement planning
- Pension planning
- Tax planning
- Creation and protection of wealth
- Savings and Investments
- Insurance and protection
- Inheritance tax planning
- Estate planning
- Long term care planning
- Business owner tax planning and protection
I work alongside the Equity Release, Protection and Wills and Trusts teams to offer you expert financial solutions and services, from starting your investment or pensions strategy journeys right up to protecting your family’s inheritance in later life – and everything in between.
I also work closely with our in-house independent Investment Team, who research, analyse and offer first class multi faceted investment propositions, with an extensive range of strategies to suit all risk appetites.
Outside of work I enjoy spending time with family and friends, keeping fit and following the highs and (often) lows of my team Bradford City.
