Adding value to your future

Our Financial Advisors will help you with:

• Navigating important financial life events including marriage, divorce, changing careers, having children, taking career breaks and owning a business
• Overcoming financial difficulties
• Starting your investment journey
• Growing your investments
• Exploring new investment options
• Building and protecting your wealth
• Pension planning
• Pension consolidation and pension drawdown options
• Preparing for and planning your retirement
• Managing lump sums e.g. inheritance and bonuses
• Preparing for the unexpected
• Maximising all available allowances
• Avoiding unnecessary taxes and tax planning
• Later life and care fee planning
• Promoting good financial knowledge
• Creating a long-term, personalised financial strategy
• Using data-driven decision-making with cash flow modelling
• Being yours and your family’s go-to financial resource
• Your financial planning journey

The Ellis Bates Financial Planning Journey

This is your journey of becoming an Ellis Bates client and how you will be looked after every step of the way. We have extensive teams expertly trained in each stage of the financial advice process. Along with your Financial Advisor you will have your own personal team member who will be your constant point of contact at all times. Financial planning is a very personal journey and we look after you in a very personal way.

Our Service Options and Fees

If you are new to Ellis Bates your initial meeting is at our cost. You will meet with a Financial Advisor who will work with you to fully understand your financial situation and what you are looking to achieve. Your Advisor, with the help of our technical teams will then research and put forward a set of appropriate recommendations.

Value for money is more important than it has ever been. We will explain all fees associated with your recommendations transparently and in plain English including the impact it may have on your future whilst being able to stay on track with your financial goals.

The most important aspect of our EB Wealth Management service is listening to your financial and personal aspirations, understanding the life you want to create for yourself and your loved ones, and creating a tailored, dynamic financial plan to match your vision.

Your Advisors will use sophisticated cashflow modelling to help you develop lifetime financial plans and to bring your financial future to life. We will work together to create a holistic, comprehensive financial plan to help you achieve your goals. Whether you want your money to work harder for you or are approaching retirement and want to make the most informed decisions about your pension options, our Financial Advisors will offer expert, qualified advice at every stage of your journey.

EB Wealth Management Bespoke is for those clients who have specific financial circumstances outside of our other services shown here and involves a contractual agreement between both parties. All fees and services are bespoke.

As an EB Financial Planning client our Financial Advisors will be able to help you understand your financial position and make qualified recommendations for your finances and explain the benefits of putting these financial planning actions in place.

As an Ellis Bates client our role is to guide you through the process of achieving your financial goals. Through a combination of choosing the right products and services over a period of time, providing you with clear explanations and options and putting tracking mechanisms in place, we help achieve the right outcomes for your financial planning journey.

As an EB Support client our client servicing teams support and manage your financial services, including providing policy and plan maintenance, documentation scheduling, sending information updates, liaising with providers on your behalf and being your day-to-day contact.

Advised Fees: we charge a % of the value of your advisable assets (pensions, savings, investments etc) for our advice and implementation fees and subject to a minimum fee. The type, complexity and work involved will also be taken into account. VAT is applied where these fees are not for intermediary services.

Ongoing financial advice fees: we charge a fee for ongoing advice and support (pensions and investments etc) throughout the year and this is 1% per annum of your portfolio value. Your Advisor will explain all of these charges and terms as part of making recommendations.

None of these fees are subject to VAT.

With a wide range of financial and legal products and services available to you, and a fixed, transparent charging system, you are able to focus on bringing about the best outcomes for you and your family. With EB Transactional you can pick and choose those one-off services which are relevant and applicable to you and your family.

Whether you are looking for your first mortgage, wanting to put insurance and protection in place for yourself and your family, exploring equity release options or wanting to make a Will, the Ellis Bates teams are here to offer expert, qualified advice. Each service is individually priced according to your needs and circumstances.